How does RABS differ from RAF?
What are the biggest differences between RAF and RABS, and how will this impact on road accident victims?
Currently victims are excluded from claiming from the RAF if they are the sole cause of a road accident.
In terms of RABS everyone will be able to claim, but RABS drastically decreases the benefits claimable and also removes lump sum payments for the seriously injured road accident victim.
The current RAF system of compensation is common law based which means that each individual enjoys the same rights under the Act.
|Indemnity and insurance based||Social benefit scheme|
|Provides lump sum compensation||Provides reviewable structured payments|
|Fault based system||“No Fault” based system|
|Allows for career pathing||No career pathing considered|
|Allows for general damages||No general damages|
|Settlement forms part of estate||Benefits forfeited upon death of the beneficiary|
|Loss of income||Income support benefit|
|Loss of support||Family support benefit|
|Medical costs||Health Care services|
|Funeral expenses||Funeral benefit (limited to R10 000.00)|